TFZ

19th Floor, Conrad Tower, Sheikh Zayed Road, Dubai, UAE

Health Insurance

Health Insurance Services in the UAE

Health Insurance for You, Your Family & Your Team

Mandatory cover for you, your family and your team — arranged at the right price.

TFZ compares options across leading insurers so you can find suitable coverage based on your requirements and budget.

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Who Must Be Covered

Protection for everyone who matters.

Whether you're an employee, family sponsor, investor or employer, TFZ can help arrange suitable health insurance coverage.

Coverage made simple Matched to your needs and circumstances
01

Employees

Employers must provide health insurance coverage for their employees according to applicable requirements.

02

Family Members

Sponsors can arrange cover for their spouse, children and eligible dependents.

03

Investors & Partners

Investors and partners can arrange suitable coverage for their own needs.

04

Domestic Workers

Household staff can also be covered by their sponsoring employer.

Plans We Arrange

Cover that fits your needs.

From essential plans for visa requirements to enhanced family coverage and corporate group policies, we help you compare suitable options.

01

Essential / Basic

Low-cost plans designed to meet mandatory requirements for eligible categories and budget-conscious sponsors.

  • Cost-effective coverage
  • Suitable for eligible categories
  • Practical choice for sponsors
02

Enhanced Individual & Family

Wider healthcare options tailored around how you and your family actually use healthcare.

  • Wider hospital networks
  • Maternity options
  • Dental & optical options
  • Regional or worldwide cover
03

Group Plans for Companies

Flexible group policies for businesses ranging from small startups to larger operations.

  • 2-person startups to 200+ teams
  • Staff category structure
  • Employee additions
  • Employee deletions
How TFZ Helps

More than just an insurance policy.

Our team helps you compare, arrange and manage your health insurance alongside your UAE visa requirements.

01

Compare, Don't Guess

Quotes from multiple leading insurers, matched to your visa type, requirements and budget.

02

Visa-Synced Timing

Policies are coordinated with your visa process to help avoid unnecessary gaps and delays.

03

Renewal Management

We help keep your insurance and visa renewal timelines aligned so important dates don't get missed.

04

Claims Guidance

Get help understanding your healthcare network and navigating the claims process.

FAQs

Frequently Asked Questions

Everything you need to know about health insurance and how TFZ can help.

A compliant health insurance policy is required for visa issuance and renewal in applicable Emirates and categories. TFZ can arrange suitable cover as part of your visa process.

Basic compliant plans can be relatively affordable, while enhanced individual and family plans vary depending on age, medical history, benefits and other requirements. TFZ can compare suitable options for you.

In Dubai, providing health insurance is an employer obligation and the cost cannot be passed on to employees through salary deductions.

An expired policy can affect the visa renewal process. Keeping your insurance active and aligned with your visa renewal timeline helps avoid unnecessary issues.

Yes, you can have more than one health insurance policy. The coordination of multiple policies depends on the insurers and the terms and conditions of each policy.

Yes, this may be possible, but it is subject to the applicable authority's requirements and approval.