TFZ

19th Floor, Conrad Tower, Sheikh Zayed Road, Dubai, UAE

+971 58 544 8108
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AML / CFT COMPLIANCE — UAE

AML Compliance & goAML Registration in the UAE

Anti-money laundering obligations, handled — registration, policies and ongoing compliance

The UAE takes anti-money laundering (AML) seriously — and so do its penalties. If your business falls under the regulated categories, you are legally required to register on the goAML portal, appoint a compliance officer, screen your customers, and report suspicious transactions. Many business owners only discover these obligations when a fine arrives or a bank freezes onboarding. TFZ sets up your AML compliance properly: registration, policies, training and ongoing support — sized sensibly for your business, not a bank's.

goAML · REGISTRY ENTRY NO. AML-2026-0714
ENTITY TYPE DNFBP
COMPLIANCE OFFICER ASSIGNED
CDD / KYC ACTIVE
RISK RATING LOW
FIU STATUS ● CLEARED
TFZ
Programme reviewed & filed by TFZ Compliance Desk
Registered on the FIU goAML platform
SCOPE

Who must comply?

Beyond financial institutions, UAE AML rules cover Designated Non-Financial Businesses and Professions (DNFBPs). If your license activity touches any of these, registration and a working AML programme are mandatory — even for small firms.

DNFBP / RE

Real Estate

Agents and brokers involved in property transactions.

DNFBP / PM

Precious Metals

Dealers in precious metals and stones — gold, jewellery and gemstone traders.

DNFBP / AA

Audit & Accounting

Auditors and accountants handling client transactions and records.

DNFBP / CS

Corporate Services

Company formation and trustee-type service providers.

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Many business owners only discover these obligations when a fine arrives or a bank freezes onboarding. The rules are risk-based — a small firm's programme can be proportionate and simple, but it must exist and work.

OUR AML SERVICES

Registration, policies, training and ongoing support — the full rhythm of compliance, maintained.

goAML registration

We register your business on the Financial Intelligence Unit's goAML portal and the related systems correctly — categories, documents and users set up right, so reporting works when you need it.

AML policies & procedures

A practical, written AML/CFT programme tailored to your size and risk: customer due diligence (KYC), risk assessment, record-keeping and reporting procedures your team can actually follow — not a 100-page template no one reads.

Compliance officer support & training

Every regulated business needs a designated compliance officer. We train yours — or support the function outsourced — including staff awareness sessions so front-line teams recognise red flags.

Screening & ongoing compliance

Sanctions and PEP screening for customers, suspicious transaction reporting when needed, annual risk assessment updates, and readiness for regulator inspections — the ongoing rhythm, maintained.

FAQ

Frequently Asked Questions

Straight answers on goAML, penalties and what small firms actually need to do.

goAML is the UAE Financial Intelligence Unit's platform through which regulated businesses register and file reports such as suspicious transaction reports. Registration is a legal requirement for covered businesses — operating without it invites significant fines.

Administrative fines run from tens of thousands to millions of dirhams depending on the violation, alongside possible license consequences. The cost of proper compliance is a small fraction of one fine.

If your activity is covered — for example a small gold trader or a one-office real estate brokerage — yes. The rules are risk-based, so a small firm's programme can be proportionate and simple, but it must exist and work.

Identifying and verifying who your customer really is — including the real person behind a company — assessing risk, and keeping records. We give you clear checklists and tools so KYC becomes routine, not friction.